These terms and conditions govern your use of https://www.ebd.rw and https://www.ebd.ug websites. By using any of these websites and other websites or applications owned by eBD, you accept these terms and conditions in full. If you disagree with these terms and conditions or any part of these terms and conditions, you must not use these websites.

You must be at least 18 years of age to use these websites.  By using these websites and by agreeing to these terms and conditions you warrant and represent that you are at least 18 years of age.


Unless otherwise stated, e-Business Developers (“eBD”) and/or its licensors own the intellectual property rights in the website and material on the website. 

You may view; download for caching purposes, and print or share pages or other content from the website, subject to the restrictions set out below and elsewhere in these terms and conditions. 

You must not:

Sell, rent or sub-license material from the website.

Reproduce duplicate, copy or otherwise exploit material on this website for commercial purposes.

Edit or otherwise modify any material on the website.

Redistribute material from this website (except for content specifically and expressly made available for redistribution)


You must not use this website in any way that causes, or may cause, damage to the website or impairment of the availability or accessibility of the website; or in any way which is unlawful, illegal, fraudulent or harmful, or in connection with any unlawful, illegal, fraudulent or harmful activity.

You must not use this website to copy, store, host, transmit, send, use, publish or distribute any material which consists of (or is linked to) any spyware, computer virus, trojan horse, worm, keystroke logger, rootkit or other malicious computer software.

You must not conduct any systematic or automated data collection activities (including without limitation scraping, data mining, data extraction and data harvesting) on or in relation to this website without eBD’s express written consent.

You must not use this website to transmit or send unsolicited commercial communications.

You must not use this website for any purposes related to marketing without eBD’s express written consent. 


Access to certain parts of this website is restricted.  eBD reserves the right to restrict access to areas of this website, or indeed this entire website at eBD’s sole discretion.

If eBD.  provides you with a username and password to enable you to access restricted areas of this website or other content or services, you must ensure that the credentials are kept confidential and agree to be fully responsible for any use of your username  and password.

eBD may disable your username and password at eBD’s sole discretion without notice or explanation.


In these terms and conditions, “User Content” means material (including without limitation text, images, audio material, video material and audio-visual material) that you submit to this website, for whatever purpose.

You hereby grant eBD a worldwide, irrevocable, non-exclusive, royalty-free license to use, reproduce, adapt, publish, translate and distribute your user content in any existing or future media.  You also grant to eBD the right to sub-license these rights, and the right to bring an action for infringement of these rights.

Your User Content must not be illegal or unlawful, must not infringe any third party's legal rights, and must not be capable of giving rise to legal action whether against you or eBD or a third party (in each case under any applicable law). 

You must not submit any User Content to the website that is or has ever been the subject of any threatened or actual legal proceedings or other similar complaint.

eBD reserves the right to edit or remove any material submitted to this website, stored on eBD servers, hosted or published on this website.

Notwithstanding eBD’s rights under these terms and conditions in relation to User Content, eBD does not undertake to monitor the submission of such content to, or the publication of such content on this website.


This website is provided “as is” without any representations or warranties, express or implied.  

eBD makes no representations or warranties in relation to this website or the information and materials provided on this website. 

Without prejudice to the generality of the foregoing paragraph, eBD does not warrant that:

This website will be constantly available, or available at all; or

The information on this website is complete, true, accurate or not misleading.


eBD will not be liable to you (whether under the law of contact, the law of torts or otherwise) in relation to the contents of, use of, or otherwise in connection with this website:

to the extent that the website is provided free-of-charge, for any direct loss;

for any indirect, special or consequential loss; or

for any business losses, loss of revenue, income, profits or anticipated savings, loss of contracts or business relationships, loss of reputation or goodwill, or loss/corruption of information or data.

These limitations of liability apply even if eBD has been expressly advised of the potential loss.


By using this website, you agree that the exclusions and limitations of liability set out in this website disclaimer are reasonable.  If you do not think they are reasonable, you must not use this website.


You accept that, as a limited liability entity, eBD has an interest in limiting the personal liability of its staff.  You agree that you will not bring any claim personally against eBD’s staff in respect of any losses you suffer in connection with the website.

Without prejudice to the foregoing paragraph, you agree that the limitations of warranties and liability set out in this website disclaimer shall protect eBD officers, employees, agents, subsidiaries, successors, assigns and sub-contractors as well as eBD.

9.       INDEMNITY

You hereby indemnify eBD and undertake to keep eBD indemnified against any losses, damages, costs, liabilities and expenses incurred or suffered out of any breach by you of any provision of these terms and conditions, or arising out of any claim that you have breached any provision of these terms and conditions.


Without prejudice to eBD’s other rights under these terms and conditions, if you breach these terms and conditions in any way, eBD may take such action as eBD deems appropriate to deal with the breach, including suspending your access to the website, blocking computers using your IP address from accessing the website, contacting your internet service provider to request that they block your access to the website and/or bringing legal proceedings against you.


eBD may revise these terms and conditions from time-to-time without prior notice.  Revised terms and conditions will apply to the use of this website from the date of the publication of the revised terms and conditions on this website.  Please check the website regularly to ensure you are familiar with the latest version.


eBD may transfer, sub-contract or otherwise deal with its rights and/or obligations under these terms and conditions without notifying you or obtaining your consent.


If a provision of these terms and conditions is determined by any court or other competent authority to be unlawful and/or unenforceable, the other provisions will continue in effect.  If any part of it were deleted, that part will be deemed to be deleted, and the rest of the provision will continue in effect.


These Terms and Conditions, together with the Agreement and Privacy Policy constitute the entire Agreement between you and eBD in relation to your use of this website, and supersedes all previous agreements in respect of your use of this website.


These terms and conditions will be governed by and construed in accordance with Rwandan Law and any disputes relating to these terms and conditions will be subject to the non-exclusive jurisdiction of the courts of Rwanda.



1.       GENERAL

We are committed to safeguarding the privacy of our website users. This policy sets out how we will treat your personal information.

Our website uses cookies.  By using our website, you agree to this policy and consent to our use of cookies in accordance with the terms of this privacy policy.

We may collect, store and use the following kinds of personal information:

Information about your computer and about your visits to and use of this website (including but not limited to your IP address, geographical location, browser type and version, operating system, referral source, length of visit, page views, and website navigation).

Information that you provide to us for the purpose of subscribing to our Services, email notifications and/or newsletters.

Any other information that you choose to send to us.


Personal information submitted to us via this website will be used for the purposes specified in this privacy policy or in relevant parts of the website.

We may use your personal information to:

  • Administer the website.
  • Improve your browsing experience by personalizing the website.
  • Enable your use of the services available on the website.
  • Supply to you Services via the website.
  • Send you general communications.
  • Send you email notifications which you have specifically requested.
  • Send to you our newsletter and other marketing communications relating to our business or the businesses of selected third parties.
  • Provide third parties with statistical information about our users.

    3.       DISCLOSURES

We may disclose information about you to any of our employees, officers, agents, suppliers or subcontractors as reasonably necessary for the purposes as set out in this privacy policy.

In addition, we may disclose your personal information:

To the extent that we are required to do so by law.

In connection with any legal proceedings or prospective legal proceedings.

In order to establish, exercise or defend our legal rights (including providing information to others for the purposes of fraud prevention and reducing credit risk).

To the purchaser (or prospective purchaser) of any business or asset which we are (or are contemplating) selling; and

To any person who we reasonably believe may apply to a court or other competent authority for disclosure of that personal information where in our reasonable opinion, such court or authority would be reasonably likely to order disclosure of that personal information.

Except as provided in this privacy policy, we will not provide your information to third parties.


Information that we collect may be stored and processed in and transferred between any of the countries in which we operate in order to enable us to use the information in accordance with this privacy policy.

Personal information that you submit for publication on the website will be published on the internet and may be available via the internet, around the world.  We cannot prevent the use or misuse of such information by third parties.

You expressly agree to such transfers of personal information


We will take reasonable technical and organizational precautions to prevent the loss, misuse or alteration of your personal information.

We will store all the personal information you provide on our secure (password and firewall- protected) servers.

Of course, data transmission over the internet is inherently insecure, and we cannot guarantee the security of data sent over the internet.

You are responsible for keeping your password and user details confidential. We will not personally ask you for your password (except when you log in to the website in which case you will use the login form).


eBD may update this privacy policy from time-to-time by posting a new version on our website without prior notice.  You should check this page regularly to ensure you are aware of the changes

7.       YOUR RIGHTS

You may instruct us to provide you with any personal information we hold about you. Provision of such information will be subject to the supply of appropriate evidence of your identity (for this purpose, we will only accept a copy of your valid passport or national identification card, notarized by a public notary). Such requests shall be done in writing to This email address is being protected from spambots. You need JavaScript enabled to view it.

We may withhold such personal information to the extent permitted by law


This website contains links to other websites. We are not responsible for the privacy policies or practices of third party websites


This Privacy Policy, together with the Agreement and Terms & Conditions constitute the entire Agreement between you and eBD in relation to your use of this website, and supersedes all previous Agreements in respect of your use of this website.

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